Legal Disclaimer and Terms of Use

By purchase/use and or participation in any Kimberly Rinaldi, Lessons in Joyful Living, Into the Light Paranormal, et all - you agree to the following terms.

These services are not intended to replace the professional services of medical doctors, psychologists, psychiatrists, therapists, or any other trained advisor. These services are meant to give added insight into your life and are not a substitute for the advice of the above named doctors/professionals.

By purchasing any services, you agree that your consultation / use of tools and/or course work is subject to your own interpretation. Information you receive does not constitute legal, psychological, medical, business or financial advice. Choices and/or actions based on the content of your reading are your responsibility.

To purchase services You MUST be at least 18 years of age or have consent of parent or legal guardian. As required by law the information you receive is provided for educational, informational and/or entertainment purposes only.

No Returns/Refunds

Please read this entire disclaimer notice before using this website and/or course work, making a purchase on this site, or relying on the content published within it or within any of our products. If you make a purchase from Kimberly Rinaldi, Lessons in Joyful Living or Kimberly Rinaldi Coaching we will assume that you have read and understand this disclaimer notice.

Earnings Disclaimer

The income statements, testimonials, and examples on this website and noted in training materials are exceptional results, and are not intended to represent or guarantee that anyone will achieve the same or similar results. Every effort has been made to accurately represent our products and services and their possible potential. Any claims made of actual earnings or examples of actual results can be verified upon request.

Each individual’s success depends on his or her desire, dedication, marketing background, market place, product, service, effort and motivation to work and follow programs and advice. There is no guarantee you will duplicate any of the results stated here. You recognize any business endeavor has inherent risk for loss of capital.

In fact, as with any product or service, we know that some customers purchase our products or services but never use them, and therefore get no results from their purchase whatsoever. Therefore, the customer stories we are sharing can neither represent nor guarantee the current or future experience of other past, current or future customers.

Any and all forward looking statements here or on any of our sales material are intended to express our opinion of earnings potential. Many factors will be important in determining your actual results and no guarantees are made that you will achieve results similar to ours or anybody else; in fact no guarantees are made that you will achieve any results from our ideas and techniques in our material.

Federal Trade Commission Required Affiliate Notice

From time to time, we will promote, endorse, or suggest products and/or services for sale. These recommendations are always based on a belief that the product and it’s author will provide excellent and valuable information or service based on a review of that product, our relationship with that person, and or previous positive experience with the person or company who’s product we are recommending. In some cases, we will be compensated if you decide to purchase that product based on our recommendation. We may also receive the product for free for review purposes. Always do your own due-diligence before making any purchases and never purchase anything that you cannot afford.

Limitation of Liability

Under no circumstances will we be held responsible or liable, directly or indirectly, for any loss or damage that is caused or alleged to have been caused to you in connection with your use of any advice, goods or services you receive from us, or a guest speaker or author on our website or at one of our events.

We are also not responsible or liable for any loss or damage that is caused or alleged to have been caused to our guest speakers or authors in connection with the display of their photo, name, or biography posted on our websites or in our marketing materials.

Explicit Language & Mature Content

On our Sites we will occasionally discuss mature topics and language relating to personal and professional growth that may use explicit language. Users who are uncomfortable with such topics or language should not use our Sites.

Payment/Warranty/Refund Information

You agree that you will pay for all products you purchase through the Services, and that Kimberly Rinaldi, Lessons in Joyful Living may charge your payment method for any products purchased and for any additional amounts (including any taxes and late fees, as applicable) that may be accrued by or in connection with your Account. You are responsible for the payment of all fees and for providing Kimberly Rinaldi, LIJL with a valid payment method for payment of all fees.

The information, services, products, claims, seminar topics, and materials on this site are provided “as is” and without warranties of any kind, either expressed or implied. We disclaim all warranties, expressed or implied, including but not limited to implied effectiveness of the ideas or success strategies listed on this site as well as those that are provided in our products or to our participants at our events.

The only exception is the guarantees of satisfaction and graduation that are clearly labeled guarantees within our websites and/or specific products/services. Neither we nor any of our respective licensors or suppliers warrant that any functions contained in the websites will be uninterrupted or error-free, that defects will be corrected, or that the website or the server that makes them available are free of viruses or other harmful components.

Neither we nor any of our respective licensors or suppliers warrant or make any representations regarding the use or the results of the use of the services, products, information or materials in this site in terms of their correctness, accuracy, reliability, or otherwise. Applicable law may not allow the exclusion of implied warranties, so the above exclusion may not apply to you.